Regret to the maximum! I should choose to involve myself in any banking careers last time! Bad choice I guess because instead of banking industry, I went and learn ,marketing instead which lead me to the state now.Sigh! I guess its useful now to regret as its already past the time for me to excel in my career. Already past the age as even if I wanted to continue my study now , I will need to go all over again from the start..which I think it is not possible for me due to time limitation.